The Keltasis gateway

Accept more.
Lose less.

A full-stack gateway and acquiring service built on Mastercard Payment Gateway Services (MPGS), for online businesses selling across Europe and beyond.

Card acquiring

More yes from more banks.

We process cards on the major schemes through Mastercard Gateway and optimise every authorisation request before it leaves for the issuer.

  • Network tokenisation. Cards stay valid after reissue, and issuers trust tokens more than raw PANs.
  • Account updater. Expired and replaced cards refresh automatically for stored credentials.
  • Smart retries. Soft declines are retried on the right schedule, with the right data, never blindly.
  • Interchange++ pricing. See scheme fees and interchange on every transaction.

Illustrative approval uplift, card-not-present

Baseline86.4%
+ Tokens89.5%
+ Retries91.9%
+ Local acq.93.7%

Local payment methods

The right button,
in every country.

Checkout shows the methods your customer expects, ordered by what converts best in their market.

Netherlands

iDEAL, cards, Apple Pay, Klarna

Poland

BLIK, Przelewy24, cards

Belgium

Bancontact, cards, Payconiq

Portugal

MB WAY, Multibanco, cards

United Kingdom

Cards, Open Banking, Apple Pay

Germany

Cards, SEPA Direct Debit, Klarna, PayPal

Brazil

Pix, Boleto, local cards

Global

Apple Pay, Google Pay, Visa, Mastercard, Amex

Marketplace seller · SEPA Instant€ 4,812.30
Affiliate · Faster Payments£ 1,020.00
Refund to card · Mastercard Send€ 59.90
Supplier · SWIFT USD$ 18,400.00

Payouts

Pay anyone. In seconds.

Send funds to bank accounts and cards from your Keltasis balance. Batch by file or API, approve with two-person rules, track every payout to completion.

Risk and authentication

Fraud screening that
knows your business.

Risk scoring

Every transaction scored in milliseconds on device, behaviour, BIN and velocity signals.

3-D Secure 2

Frictionless flow for low-risk customers, challenge only when it adds protection.

SCA exemptions

TRA, low-value and merchant-initiated exemptions applied automatically under PSD2.

Start accepting payments
with
Keltasis.

Tell us about your business. Most merchants are live within days, not months.